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Home > Smart Spending > Archives > 2008 > December

December 2008

Ringing In The New Year’s Resolutions

The package tucked under my tree, naturally, was a plain brown box. No fancy bows, no shiny wrapping paper.

Monsieur Claus must read this blog. Inside was a brand new pair of … cheapskates. Can’t wait to strap them on and go rolling for bargains in ‘09.

Lots of New Year’s resolutions are focused on saving bucks. Mr. Cheapskatin’ applauds such efforts.

At the same time, let’s avoid going overboard. Here are my fave five vows for maintaining moderation with austerity. Would any work for you?

  1. Groceries: Don’t gobble up every 2-for-1 deal because some foods wind up in the garbage after they have spoiled — or after you have grown tired of eating them.

  2. Clothes: Don’t rush to the department store for new duds just because it’s having a sale. There will be more bargains — next week, if not the next day.

  3. Gas: Stop tapping the pump for a gallon here and there while the fuel gauge needle forever hovers near “E.” Not good for the vehicle’s innards.

  4. Home energy: Don’t be a slave to extreme temperatures, either freezing your fanny off in the winter or sweating a river in the summer. Your house’s heater and air-conditioner is there for a reason.

    1. Beer: Skip the domestically brewed, mainstream swill. Too many tasty brews out there begging to be sipped.

    Otherwise, there will be a heap o’ cheapskatin’ in my life. Present your ideas for str-r-r-r-r-etching a dollar. And, please, no bows or wrapping around them.

To find ways to help make you way through a bumpy economy check out Your Money.

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Ways to Spend Nothing — And Still Have Fun

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Julianne Hough will perform at this year’s Peach Drop at Underground Atlanta on New Year’s Eve. Photo: Ondrea Barbe.

Things are often quiet in those days between Christmas and New Year’s Eve, but there are still plenty of entertainment options. And, for the events below, you won’t have to spend any of that newly gifted money in your pocket.

ROCK, DON’T SPEND A ROLL

Rock 100.5 is throwing a Taint Party this weekend. What’s a Taint Party, you may ask? Well, ‘taint Christmas and ’taint New Year’s Eve, as the organizers put it. In the limbo land between the holidays, the radio station will bring the reunited Verve Pipe to the Loft for a free concert on Dec. 27 for ages 18 and up.

It’s been seven years since the last Verve Pipe album and more than 10 since the Top 5 single “The Freshmen,” but the Michigan band still has a sizable following. That’s probably attributable to frontman Brian Vander Ark’s torch-bearing solo career. He’s released three albums since 2001’s “Underneath,” still the most recent Verve Pipe disc.

Rock 100.5 will also be giving away a trip to the New Orleans Jazz & Heritage Festival, a Miller Lite guitar and other goodies.

Doors open at 8 p.m, at the Loft in the CW Complex, 1374 W. Peachtree St., Atlanta. 404-885- 1365.

POKEMON INVASION

Pokemon seems to be everywhere this week. There are city championships planned in at least four metro area burgs. All events are for all ages and skill levels, but players should bring their own 60-card deck. Check the Pokémon site for rules and regulations.

In Newnan: Noon Dec. 28. Heroes Cards, Comics and Games, 211-A Bullsboro Drive. 770-251-5754.

In Kennesaw: Noon Dec. 30. Hobbytown USA, 840 Ernest Barrett Parkway N.W., Kennesaw. 770-426-8800.

In Lawrenceville: Noon Dec. 31. Tower Game Center, 860 Duluth Highway, Suite 156, Lawrenceville. 678-442-1787.

In Marietta: Noon Jan. 1. McDonald’s, 2782 Sandy Plains Road, Marietta. 770-316-7427.

PERFORMANCE WITH PURPOSE

The female percussion and vocal ensemble Giwayen Mata celebrates the fifth principle of Kwanzaa, Nia (Purpose), with a performance influenced by the sounds and rhythms of West Africa. 3-6 p.m. Dec. 30. Free. Auburn Avenue Research Library, 101 Auburn Ave. N.E., Atlanta. 404-730-4001.

KID-FRIENDLY NEW YEAR

For the young ones who might miss the midnight fun, Radio Disney and Smyrna has the answer. “Noon Year’s Eve” With Radio Disney is a dance party featuring the Radio Disney Street Team, with games, contests, prizes and a balloon drop. And don’t forget the cider toast at noon.10 a.m.-12:30 p.m. Dec. 31. Free. Smyrna Community Center, 200 Village Green Circle, Smyrna. 770-434-6600.

DANCE (WITH A STAR) UNTIL YOU DROP

Peach Drop 2009, the annual fruit-flavored year-end celebration at Underground Atlanta, returns with a day of family-friendly activities including a moonwalk, basketball throw, free face painting and balloon art on Upper Alabama Street. There will be plenty of musical entertainment, too, headlined by Julianne Hough from “Dancing With the Stars.” At midnight, the 800-pound peach descends the tower to welcome in the new year. 11 a.m. Dec. 31. Free. Underground Atlanta, 50 Upper Alabama St. S.W., Atlanta. 404-523-2311.

Read other money saving tips at Your Money, and see a list of all of more upcoming free and cheap events.

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It’s In The Bag: An Alternative To Gift-Wrapping

Today’s blog is not about re-gifting, the controversial handoff of an unwanted, unused present to someone else, under the pretense that it was purchased for the second recipient. We’ll let the ethicists debate on the propriety of re-gifting.

Instead, let’s consider re-bagging.

Holiday gift bags have become an increasingly popular alternative to wrapping. Their initial costs are higher than wrapping, but reusing them can save in the long run.

Re-employ gift bags? Why not? Only the most ravenous tear them when “opening” the gift, so they are suitable to hold one more. Or three. Or 10.

The only potential hassle is having to replace the to-and-from tag. Easy. Cut it off and tape another onto the bag.

On top of economizing, re-baggers are friendlier to the environment. How much wrapping is ripped off a present and promptly tossed into the trash?

Do you prefer gift wrapping or bags? If you tuck your presents into bags, are they reused? Or one-and-done?

I’d rather open a gift bag from you — than tear apart wrapping — and dig out my goodie.

Think twice, though, before you re-gift me.

To find ways to help make you way through a bumpy economy check out Your Money.

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Holiday Breaks That Won’t Break the Bank

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It’s almost Hanukkah, and they’ll be celebrating in Virginia-Highland and Avondale Estates this weekend with “Let’s Light Up Atlanta.” You probably won’t see these particular models, but there will be dreidels. These fanciful models of the traditional toy came from Judaica Corner, Chosen Treasures, William Breman Jewish Heritage Center museum shop and My Glorious House. Photo: Chris Hunt / Staff

All the last minute shopping got you down? Or maybe you’re just down because the economy is keeping the happiness out of the holidays. Whatever the problem, here are a few free ways to fix it.

COWETA CHRISTMAS

If your holiday spirit is waning, perhaps the Newnan Festival of Lights can give you a much needed lift. There will be a bake sale, community caroling, refreshments and live entertainment (Dec. 19), and Santa makes another appearance on the square (Dec. 20). And don’t miss the “Magical Mainstreet Christmas Lights Parade” at 7 p.m. Dec. 20. 6-8 p.m. Dec. 19; 5:30 p.m. Dec. 20. Free. Newnan Courthouse Square, Between West Court Square and East Court Square, Newnan. 770-253-8283.

BUZZ ON OVER

Members of the Georgia Tech Pep Band, Georgia Tech Goldrush Dance Team and Tech mascot Buzz will all be on hand at the Chick-fil-A Bowl Spirit Day Event. They’ll lead the celebration of Tech’s upcoming appearance in the Dec. 31 Chick-fil-A Bowl, and fans will be treated to games, activities and door prizes. Even if you can’t make it to the Georgia Dome on New Year’s Eve, here’s a way to put some pep in your holiday. 2-3 p.m. Dec. 20. Free. Chick-fil-A — Howell Mill Road, 1942 Howell Mill Road, Atlanta. 404-351-8050.

BAND BARGAIN

Atlanta Concert Band’s “Sounds of the Season” will include Russian Christmas music, selections from “A Charlie Brown Christmas,” “Sleigh Ride,” some Hanukkah music and more. Conductor and music director John P. Miller will lead the ensemble in an afternoon of holiday cheer at Northview High School. 2:30 p.m. Dec. 20. Free. 10625 Parsons Road, Johns Creek. 678-377-7603.

GOT GELT?

Chabad Intown celebrates twice this weekend with “Let’s Light Up Atlanta!” events in both Virginia-Highland and Avondale Estates. To mark the beginning of Hanukkah, both events will include menorah lighting, music, dreidels, gelt, face painting, balloon creations and other family activities. And it’s all free. 4:30 p.m. Dec. 21. Virginia-Highland Neighborhood, North Highland Avenue at Virginia Avenue, Atlanta. 6 p.m. Dec. 22. Across from Avondale Estates City Hall, 21 N. Avondale Plaza. Free. 404-898-0434.

Read other money saving tips at Your Money, and see a list of all of more upcoming free and cheap events.

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Giving Us Flyers A Fare Shake

This had to be an email blast from the past. How did one from circa 2005 land on top of my inbox?

The sender was AirTran, offering fares not seen since checking bags was gratis.

It arrived Tuesday.

Some one-way samples from Atlanta: $59 and $64 to various Florida coasts, $74 to New York City, $129 to Las Vegas and California.

The post-Christmas period tends to generate the year’s most tantalizing flight deals, but I don’t recall them dipping this low in recent years.

When was the last time you flew this inexpensively? Have you seen comparable prices lately?

Because airlines that fly the same routes often match the low-baller, check with other carriers to see if they have begun their descent to AirTran’s fares level.

The AirTran sale expires today (Thursday). But with the economy in the tank, count on lots of planes to fill their tanks in an effort to fill seats with eye-popping fares.

Have you traveled the friendly skies for fun in the first few months of a year? How do you like it?

My travel budget for 2008 will be busted by my Vegas visit next week.

Good thing a fresh, replenished budget awaits me in January. Flyers, this airfare blast from the past won’t turn you into a peasant in the present.

To find ways to help make you way through a bumpy economy check out Your Money.

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Super(Market) Savings: On-line Options Abound

Yippee! I broke a personal record in reduced grocery bills last week by amassing $58.12 worth of goods at my supermarket while paying $25.44. Clipped coupons, 2-for-1 deals and a $5 off card from the store collaborated to do the trick.

Then I discovered a web site that might help me rewrite the new record before the ink is dry.

Mygrocerydeals.com lists on-sale items at all stores — 12, in my case — registered with the service in your zip code. As I type this, my neighborhood Publix is pitching 158 price cuts.

You also can zero in on sales within certain categories, such as bottled water or candy, as well as select a specific item to see if any store in your zip code is offering it at a bargain.

The site, which supplies nutritional information on more than 100,000 products, also has online coupons, many of which differ from the ones I scissor out of the newspaper. Be forewarned: Some retailers, usually on the smaller side, decline to accept such coupons. Check first before wasting printer’s ink.

I tend to avoid web-based coupons, finding it more of a hassle to print them out than to clip them from my AJC. Agree? Or do you prefer the online option?

Because my shopping circuit consists of two supermarkets, I expect to be perusing sales at each and deciding how to divide my grocery needs between the two.

Check out the site and give me some feedback.

Here is a rival site to MyGroceryDeals.com. And another. How do they compare?

Do you tap into an additional site for coupons?

For us grocery shoppers determined to save, those three sites alone provide plenty of food for thought.

To find ways to help make you way through a bumpy economy check out Your Money.

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Free and Festive: Sounds of the Holidays

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Jeff Carlisi, formerly of Southern rockers .38 Special, is the co-founder of Camp Jam, a rock ’n’ roll summer camp. Carlisi and a few friends will get together at the Camp Jam Rock U Benefit Concert to raise money — and canned goods — for the Atlanta Community Food Bank. Photo: Kimberly Smith/staff

It’s all about giving and sharing during the holiday season, and that spirit extends to musical performances, too. Many local churches and performing ensembles give free holiday-themed concerts in December, quite a few of them taking place this weekend. Here are just a few festive ways to celebrate the season without shortening your gift list.

Atlanta’s Nordic Lodge 708 presents a Swedish St. Lucia Celebration, a candlelit evening of traditional and contemporary Swedish Christmas music 7:30 p.m. Dec. 12. Donations accepted. Glenn Memorial United Methodist Church, 1660 N. Decatur Road N.E., Emory University, Atlanta. 404-936-1232.

Johnson Ferry Baptist Church presents a Christmas Music Festival. 7 p.m. Dec. 13; 4 p.m., 7 p.m. Dec. 14. Free. 955 Johnson Ferry Road, Marietta. 770-973-6561.

Tara Winds’ “Music of the Season” is the group’s 20th annual concert, with the Cherokee Chorale, Starr’s Mill High School Chanticleer and the Durham Middle School Bel Canto. 8 p.m. Dec. 13. Free. Clayton County Performing Arts Center, 2530 Mount Zion Parkway, Jonesboro. 770-473-2875.

Christmas at St. Paul’s celebrates with the St. Paul’s Choir and members of the Atlanta Symphony Orchestra. Reservations required. 2 and 6 p.m. Dec. 14. Free. St. Paul’s Episcopal Church, 306 Peyton Road S.W., Atlanta. 404-696-3620.

Decatur Civic Chorus offers its 60th Annual Christmas Concert. 3 p.m. Dec. 14. Free. First Baptist Church of Decatur, 308 Clairemont Ave., Decatur. 770-388-9536.

“Holy Night of Miracles” is a cantata for Christmas by Lloyd Larson, presented by the Stone Mountain First United Methodist Church Chancel Choir. 3 p.m. Dec. 14. Free. 5312 W. Mountain St., Stone Mountain. 770-469-9767.

Chamber chorus Just Voices’ Christmas Concert is titled “Herself a Rose,” in praise of Mary. 3 p.m. Dec. 14. Donations accepted. Good Shepherd Lutheran Church, 1208 Rose Creek Drive, Woodstock. 404-875-3266.

Dunwoody United Methodist Church’s Family Christmas Concert includes the church’s adult and youth choirs and handbell ringers. 4 p.m. Dec. 14. Free. 1548 Mount Vernon Road, Dunwoody. 770-394-0675.

Peachtree Road United Methodist Church’s “Many Moods of Christmas” features the Chancel Choir, members of the Atlanta Symphony Orchestra and the Atlanta Boy Choir. Reservations required. 5:30 p.m. Dec. 14. Free. 3180 Peachtree Road N.W., Atlanta. 404-240-8212.

“My Heart Goes Home for Christmas” is the fourth annual Christmas concert from the 65-voice Sugar Hill Latter-day Saints Choir. 7 p.m. Dec. 14. Free. Sugar Hill Stake Center of The Church of Jesus Christ of Latter-day Saints, 4833 Suwanee Dam Road, Suwanee. 770-271-3426.

And if you want a little more rock in your holiday music and don’t mind parting with a few dollars and a couple of cans of veggies, try Camp Jam’s Rock U Holiday Benefit Concert. The event includes .38 Special’s Jeff Carlisi, Collective Soul’s Will Turpin, Sheryl Crow’s guitarist Peter Stroud and Atlanta mainstay Clay Cook. 2-4:30 p.m. Dec. 14. $10; or $5 and 2 canned goods. Hard Rock Cafe, 215 Peachtree St. N.E. 404-688-7625.

Read other money saving tips at Your Money, and see a list of all of more upcoming free and cheap events.

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Pro and Con(tractor): Is Saving Money Important With Home Renovation?

Mark is a contractor who renovated one of my bathrooms and will soon tackle the other. He is also a pal, so I trust him to do top-flight work at a fair price.

With many of us postponing the purchase of new homes amid the stagnant real estate market, we are sprucing up our current residences. So, we crave accomplished contractors who will charge us as little as possible.

When I sought his advice for such tips, Mark scratched his head and said, “Saving money should be the last consideration.”

Gee, thanks.

Pressed further, he offered a few ideas.

Simplify the job as much as possible. The more complex, the higher the price.

Choose cheaper — not cheap, but cheaper — materials. If your contractor is selecting them, emphasize that you prefer on-sale items.

If you are assembling materials, have them ready on time for your contractor to keep the task from being delayed. Otherwise, the cost could rise.

If you are adding a room, line up an architect, a framer and other workers yourself. It will set you back more if you turn over those duties to the contractor.

Accommodate your contractor as best as you can. A happy contractor might cut you a break if problems surface on the gig or submit a friendlier bid for the next chore.

Here is a web site that is more generous than Mark with its suggestions. And here’s another.

This site promises to help you find a contractor.

What dollar-sparing advice do you have based on your experiences with contractors?

Do you believe there is a correlation between knowing your contractor and saving money?

Mark and I may disagree on the importance of reducing expenses. But we concur on something else: He’s the best man for the job.

To find ways to help make you way through a bumpy economy check out Your Money.

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Tripping The Light Fantastic: Save With Energy-Saving Bulbs

The other day, I bought one of those squiggly GE Energy Smart light bulbs. My grocery store was selling them for half-price and I had clipped a coupon, so how could I resist?

The pitch on the carton promised that it would last three years. I’m not sure how GE marketers know when my lights are turned on and off. But if they are in the ballpark, I figured this bulb would last far longer than the old-fashioned ones.

So, I acquired the bulb for a buck, a bit more than the cost for its standard counterpart. In doing so, I save the price and hassle of frequent replacements, plus reduce energy usage.

Have you sampled energy-minded bulbs? Do you think the higher initial cost pays off in the long run?

Give me more coupons and more sales at the store, and I’ll have those squiggly bulbs all over my house. I hope it’s not light years away when the transformation is complete.

To find ways to help make you way through a bumpy economy check out Your Money.

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If you love a parade (and other free things)

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Santa makes his appearance at the 2007 Children’s Christmas Parade. He’ll be back for this year’s event on Saturday. Photo: Todd R. McQueen

There’s a veritable parade of fun free events happening this weekend, and many of them are actual parades. But even the things that take place somewhere warm and toasty won’t cost you a dime.

FORWARD MARCH

Let’s start with all the marching, floating Santa-driven cavalcades sprinkled liberally throughout the metro area. Just click on the name of the locale to be whisked to more info on their events. Among the towns and cities filling the streets with joy this weekend:

Lilburn - 10 a.m. Dec. 6

Johns Creek - 10 a.m. Dec. 6

Covington - 11 a.m. Dec. 6

Buford - 2:30 p.m. Dec. 6

Cumming - 3:30 p.m. Dec. 6

Woodstock - 4 p.m. Dec. 6

Conyers - 4:30-7 p.m. Dec. 6

Powder Springs - 5 p.m. Dec. 6

Newnan - 3 p.m. Dec. 7

There’s also the Children’s Christmas Parade sponsored by Children’s Healthcare of Atlanta, which begins at 10:30 a.m. Dec. 6. It heads south from Peachtree Street near Baker Street in downtown Atlanta, turns right into Marietta Street from Peachtree Street, and ends on Centennial Olympic Park Drive. 404-785-6635.

LIVING HISTORY

A little further afield, the Sons of the American Revolution will commemorate a skirmish that occurred at the mouth of Vann’s Creek in present-day Elbert County during the American Revolution. The Vann’s Creek Battle Ceremony takes place at 11 a.m. Dec. 6 in Richard B. Russell State Park. 2650 Russell State Park Road, Elberton. 706-283-4359.

STRIKE GOLD

On most days, it only costs a few dollars to visit the Dahlonega Gold Museum State Historic Site. This Sunday, you won’t need the wallet at all. As part of Dahlonega’s Old Fashioned Christmas celebration, the museum’s admission fee will be waived for the day. Learn about the nation’s first gold rush and see historic coins minted in Georgia. 9 a.m.-4:45 p.m. Dec. 7. Dahlonega Gold Museum State Historic Site, 1 Public Square, Dahlonega. 706-864-2257.

OOM-PAH

Doesn’t everybody love the tuba? Despite its reputation as the brassy basso clown of the orchestra, the tuba can make truly beautiful music. Want evidence? Check out the annual gathering of horns at Tuba Christmas, where more than 200 tuba players will serenade visitors with holiday tunes. Noon-1 p.m. Dec. 5. Free. Underground Atlanta, 50 Upper Alabama St. S.W., Atlanta. 404-523-2311.

HOLIDAY GLEE

This year marks the 82nd annual Spelman-Morehouse Christmas Carol Concert. The Spelman College and Morehouse College Glee Clubs join forces for this beloved holiday event, which always draws a big crowd. Even though there are three performances, you should get there early, especially for the concert at the smaller Sisters Chapel on the Spelman campus. Limited seating and fine entertainment combined with free admission equals lots of hopeful patrons. It will all be worth it when the Morehouse College Glee Club launches into “Betelehemu,” a carol sung in the Yoruba language of West Africa, an undeniable highlight of Atlanta’s holiday season. 8 p.m. Dec. 5 and 7 at Martin Luther King Jr. International Chapel, 830 Westview Drive S.W., Morehouse College, Atlanta. 404-215-2680. 8 p.m. Dec. 6 at Sisters Chapel, 350 Spelman Lane S.W., Spelman College, Atlanta. 404-681-3643.

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It Makes Sense — and Cents — To Hit The Dollar Stores

Safety pins. I needed a bunch of ‘em. My corner drug store was charging $2.99. The voice in Mr. Cheapskatin’s head said, “You can do better than this.”

My errands took me past a dollar store. It’s a place I rarely frequent but, pining for those pins, I ducked in.

Bingo! A box for a buck.

As your savings are being stretched then to the point of anorexia, you should consider patronizing dollar stores. Proponents say they have evolved into clean, organized shopping alternatives, though the one nearest me isn’t exactly Nieman Marcus for neatness.

First-timers often are surprised to discover name-brand products on the shelves. Dollar store chains negotiate deals with companies trying to unload selected items because they were produced in excess or fell out of fad. The stuff is legit.

Here is a web site that lists categories for best buys at the stores.

And this site is geared toward the business traveler.

Do you include dollar stores in your shopping rounds?

How do you rate them for easy-to-find goods? For cleanliness?

Me, I use them on occasion, like satisfying a safety pin shortage. As for becoming a frequent dollar store person, don’t pin me down on that.

To find ways to help make you way through a bumpy economy check out Your Money.

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Avoid Long Lines With Online Shopping — And Save

While many of you braved the ravenous Thanksgiving weekend mall-ers in dogged pursuit of holiday gifts, I chilled in the comfort of my home office and knocked off much of my list with online shopping.

‘Twas a time when Mr. Cheapskatin’ shied away from Internet consumerism because shipping charges often wiped out any savings. Now, my go-to site, Amazon, ships at no charge if a minimum purchase amount is exceeded. Its limits usually are low enough if you buy one nice gift or a few cheaper ones. I noticed that others, such as PriceGrabber, pitch all free shipping.

Do you do Amazon? If not, what is your cyberspace shopping destination?

One hassle with Amazon: If you select multiple gifts to be sent to one address, make sure they are not mailed separately. You might be assessed fees unexpectedly because the total amount does not apply to divvied-up shipping.

With packages sent gratis, you can save substantially over the fuel costs for transportation to and from brick-and-mortar stores.

I remain hesitant to buy clothes online, assuming recipients are like me in preferring to try them on for size. But there isn’t much else I would avoid purchasing with a few clicks of the keyboard.

Today happens to be Cyber Monday, the online shopping version of Black Friday. Let us know if you find some awesome deals, especially compared to your Friday hunting.

Have you resisted the online gift-buying wave?

If so, you are part of a shrinking minority. A PriceGrabber survey concluded that 96 percent will take care of some Christmas/Hanukkah/Kwanzaa business on their computers, and 55 percent figure they will tap Web-based stores for more than half of their holiday buys.

Right on, online shopping.

To find ways to help make you way through a bumpy economy check out Your Money.

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